How to Apply

Return your application and budget worksheet to

Loans are available for one time expenses such as:

  • Medical or Dental Expenses

  • Licensing and/or Test Fees

  • Job Related Expenses

  • One Time Tuition Assistance


Loans will not be granted for living expenses such as food, utilities, mortgages, rent, car payments, credit card debt, or other recurring expenses. Regular loan repayments are essential since the flow of funds back from one client is used to help the next. 


If your application is approved, a check will be issued and you will be required to sign a repayment agreement. A monthly repayment schedule will be included in the agreement. Loans must be repaid within 24 months.

Loan repayment will be paid by automatic deduction or transfer made every month from the recipient’s bank account and/or paycheck.​

A Branford Microfund representative will mentor you through our process. If you encounter unexpected problems with repayment, contact your partner or mentor and a revised payment agreement may be arranged.


When repayments are complete, the loan recipient may request a letter that can be used to improve his/her creditworthiness.


To apply for a loan, you fill out a few short forms – an application and a budget worksheet. Forms are available at one of our many partnering agencies or you can download them here by clicking the buttons below.